List your debts, add what extra you can pay each month, and compare the two proven payoff strategies: avalanche (highest rate first — saves the most interest) vs. snowball (smallest balance first — fastest first win).
Your Debts
Balance · APR % · Min Payment
On top of the minimum payments. Even $50 changes the math.
Avalanche
Pay minimums on everything; put every extra dollar at the highest interest rate first.
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Debt-free
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Total interest
Snowball
Pay minimums on everything; put every extra dollar at the smallest balance first.